Once, it was the Postal money order.
Fill in a form, that looks like a big card, pay money to the post office, plus a small commission, money gets paid to the addressee.
It is simple and easy.Door delivery with no fuss. It still works. Many old pensioners, have opted for this route, and get their pension at home.
Catch. only Rs5000 could be sent in one transaction.
Western Union is one name used in many parts of the world, sending money is much faster. Pay money, and next instant, collect it in another part of the world.
The minimum charge for India postal money order may be as less as Rs. 50. Western Union, might cost you to a minimum Rupees 1,500. As far as transmissions to India are concerned, one transaction would transmit only Rs 50,000.
In India, many post offices act as agents for Western Union.
Many , money exchanges do this transmissions to banks in India. Transmission costs are bit cheaper in the sense, it could be some Rs 350 or so.
Those who receive money , will be sent a code number, or transaction number as password. The recipient, would bring in his ID papers, to ANY agent , and collect his money.
In India, a non banking Financial instiution with 4000 branches, is a good place to collect money.
They have the hardware to take your photographs, (once only, as part of know your customer process) and take photocopy of your ID.
A post office will ask for your ID original and copy. ID is for validation, and copy, they will keep.
So, if you are going to a post office, don't forget to carry a copy of your ID.
Some stupid banks, say, they will only pay 20,000 rupees without out an account. The non banking financial institution would pay you up to Rs 50,000 without much fuss.